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Steve Sedgwick
Royal Lepage Noralta Real Estate
3018 Calgary Trail, Edmonton, Alberta
P: 780-431-5600
F: 780- 431-5624
1 - 30 of 30

Wednesday, October 7, 2015 - Best REALTOR in Edmonton.... AGAIN!!!

This announcement falls under the better late than never category but I am incredibly honoured to be a recipient of the Best in Edmonton 2015 awards in the category of Best Real Estate Agent. This marks an unprecedented FOUR YEARS IN A ROW!!!I am humbled by this award and the numerous clients, friends, and family that took the time to cast their ballot with my name on it. A noteworthy trend is how the other names in the top 3 keep changing year after year.... after year....... after year. ...

posted in News at Wed, 07 Oct 2015 16:24:43 -0600

Wednesday, March 11, 2015 - Servus Millenial Presentation

In conjunction with the Servus Credit Union AGM, I have the privelege of presenting information on home buying and empowering this forward thinking group of millenials.This Service Millenials Young Money Sessions are designed to provide great information in a comfortable environment. I will be presenting with Steve Toporowsky who works as a Mobile Mortgage Manager with Servus. I have worked with him on a few transactions for clients and he has demostrated a clear and keen understanding of the ... Full Article...

posted in News at Wed, 11 Mar 2015 14:28:46 -0600

Tuesday, October 21, 2014 - Weather can affect the real estate market.

I was recently interviewed by Margeaux Morin of the Weather Network for a piece she put together on how real estate market activity is affected by the changing seasons. Here is the VIDEO as posted on the Weather Netwrok website.  If you'd like to get a little more insight as to how the local market changes with the seasons please feel free to contact me.

posted in News at Tue, 21 Oct 2014 09:58:10 -0600

Wednesday, October 15, 2014 - 2014 Best of Edmonton Awards!

In case you haven't already heard, I was an honoured recipient of a 2014 Best Of Edmonton award in the category of Best Real Estate Agent. YAY ME!Being this is the THIRD year in a row I can't help but be incredibly appreciative for all my clients and friends that supported me with their votes. It is truly an honour to receive an award such as this as it is voted on by the public. Don't get me wrong, I also apperciate the service and performance awards I receive from within my industry but this ... Full Article...

posted in News at Wed, 15 Oct 2014 14:56:38 -0600

Saturday, April 20, 2013 - Buying without a Realtor?

I recently came across this letter that was prepared by a lawyer practicing real estate law in Manitoba.I particaullry like the way he keeps the message simple without layering on a pile of legal jargon. His practical assessment and explanation is a MUST READ for anyone considering making a private purchase without a Realtor to represent their needs and interests. If you can't read the image within this blog then just click this link to my Facebbok posting of the image. A good Realtor does so ... Full Article...

posted in General at Sat, 20 Apr 2013 10:07:35 -0600

Tuesday, November 6, 2012 - What makes a GREAT real estate agent?

There is a lot of talk, not just in real estate but in most small business circles, about creating and marketing your "Value Added Proposition". That might just seem like some Google found rhetoric or buzz words but the fact is they actually do apply and have meaning within a normal real estate transaction. I've never been one to deliberately focus on such things with respect to business. Now, don't misunderstand me. I am ALWAYS trying to maximize value for my clients but I just don't go about ... Full Article...

posted in General at Tue, 06 Nov 2012 15:51:54 -0700

Monday, September 24, 2012 - Voted "BEST REALTOR" in Edmonton!

Thanks to all my friends and past clients that voted! Last week I received the Best of Edmonton 2012 people's choice award as "Best Real Estate Agent" in the city! I truly feel this is the most prestigious award of my whole real estate career. It wasn't about how many homes I sold. It's not about being a "Top Producer". It's about being recognized by the people I serve as being the BEST in our industry. WOW!!! That statement has some impact.Over the weekend it has sunk in a little bit more and ... Full Article...

posted in News at Mon, 24 Sep 2012 10:35:50 -0600

Tuesday, September 18, 2012 - Condo Documents & Property Management

What's up with condos & property managers? I'm writing this post due to a very recent and frustrating experience I had with a condominium management company and their fully licensed manager.For the average condominium owner the annual general meeting (AGM), board meetings, and all the documentation pertaining to a condominium corporation can be summed up in one word.BORING.......... zzzzzzzzzzzzzzMost people don't realize that there is actually a legal act in place making it mandatory for ...

posted in General at Tue, 18 Sep 2012 14:16:26 -0600

Tuesday, May 24, 2011 -

We are so pleased to announce our partnership with Primrose Place Family Centre as the most recent addition to our Charitable Giving Through Real Estate program.We look forward to hearing from the many members, and their friends or families, that want to make a contribution to Primrose Place when they buy or sell real estate. Our goal is to provide the same excellent service you've come to expect when dealing with us and to make a sizable donation to an organization that has benefitted your ... Full Article...

posted in General at Tue, 24 May 2011 10:14:01 -0600

Wednesday, March 2, 2011 - Charitable Giving Presentation

Last night I had the pleasure of presenting Southside Mothers' Day Out with a cheque for $1000.00 as a result of the Charitable Giving Through Real Estate program. Many thanks to Shea, Therese, and the Board for having me speak and present at their general meeting. Looking forward to making more of these with you guys.   :-)

posted in News at Wed, 02 Mar 2011 10:49:28 -0700

Monday, January 17, 2011 - Federal Government Makes Changes to Mortgage Insurance Rules

This morning, Federal Finance Minister Jim Flaherty announced changes to mortgage insurance rules intended to ensure the stability of Canada's housing market. These measures include:? Amortization period capped at 30 years? Reduction of government backing for home equity lines of credit? Maximum refinancing reduced to 85% from 90% LTV (Loan To Value)     There was a reasonably detailed account of these changes published in the Globe & Mail. Click HERE to read the article. These changes do not ... Full Article...

posted in News at Mon, 17 Jan 2011 11:19:52 -0700

Monday, January 10, 2011 - I'm BAAAACCCKKKK!!!!

After a seriously long hiatus from updating my blog with current information I have returned with a renewed interest and vigor.  I pledge to keep the information flowing and will use this venue as a platform for the conveying of info pertinent to Edmonton area homeowners. I am constantly receiving updates on our market, the national market, and items of interest on North American and global real estate fronts. I shall filter through the onslaught and pass along the best pieces for you to ...

posted in General at Mon, 10 Jan 2011 09:22:44 -0700

Tuesday, May 25, 2010 - RBC Housing Affordability Report

This great article on housing affordability across Canada was released recently by RBC. Alberta is the only province that showed an increase in affordability but we can attribute that in part to the recent years of market values increasing and the balancing that has occured since.  Here is a link to the highlights of the report.

posted in General at Tue, 25 May 2010 10:41:16 -0600

Friday, April 23, 2010 - Following this blog has never been easier!

If you`d llike to stay up to date on real estate news and information about Edmonton all you have to do is click the RSS button to the right. Most email programs (Outlook for sure) will let you know whenever there is an update to my blog simply by subscribing to the RSS feed.  You can discover new RSS feeds in several ways. On Web sites that offer this feature, you might see the orange RSS or XML buttons. In some Web browsers, such as Microsoft Windows Internet Explorer 7, when you click these ... Full Article...

posted in General at Fri, 23 Apr 2010 10:20:00 -0600

Friday, April 23, 2010 - How LRT expansion is already affecting south Edmonton.

Here's a great article touching on some very positive points about the Edmonton LRT expansion. `Going Green` just keeps getting easier and many people are embracing public transportation as their main means of accessing the work, events, arts, and culture available downtown.

posted in General at Fri, 23 Apr 2010 10:16:39 -0600

Monday, April 19, 2010 - NEW Mortgage Rules Start Today

Today is day one of the government?s new mortgage rules. Here?s a quick rundown of the key points? QUALIFICATION RATE The biggest rule change affects borrowers who put down less than 20% and want a variable or 1- to 4-year fixed term. Yesterday, you might have qualified for a high-ratio $250,000 variable-rate mortgage with a 3.84% qualifying rate (give or take). Today, lenders will demand you qualify with a 5.85% rate (soon to be 6.10% on Wednesday). That means your income needs to be roughly ... Full Article...

posted in News at Mon, 19 Apr 2010 09:50:36 -0600

Thursday, March 25, 2010 - Interest rates expected to climb.

There is much talk about an increase in interest rates in Canada. If you are considering a purchase, your current mortgage is coming up for renewal, or you have an open variable mortgage you may want to investigate your options for locking in for the longer term.I suspect a substantial increase over the next 2-4 years. It is possible, and some say even likely, that we will see a 5 year fixed mortgage rate greater than 7% and as high as 10% in that time frame. My personal opinion is that it is ... Full Article...

posted in General at Thu, 25 Mar 2010 11:43:24 -0600

Monday, March 8, 2010 - Revised CMHC Rules Announced

The following is a copy of an update I received from one of my mortgage brokers.SteveCMHC NEW RULESEffective April 19, all high-ratioinsured mortgages that have a variable rate or a fixed term under five years will be qualified using the greater of:the chartered bank 5-year posted rate (5.39% today), or the contract rate. There?s been a lot of speculation surrounding this change. The new qualifying rate has been a big question mark ever since the Finance Department announced its new mortgage ... Full Article...

posted in News at Mon, 08 Mar 2010 12:17:44 -0700

Wednesday, February 10, 2010 - Nine Alberta municipalities added to Street View on Google Maps

This is a portion of the Edmonton Journal article about the upgrades to this cool feature. "The nine Alberta sites added Tuesday are Airdrie, Drumheller, Grande Prairie, High River, Lethbridge, Lloydminster, Medicine Hat, Red Deer and Spruce Grove. Tuesday?s launch contains all remaining Street View imagery captured in Canada in 2009 ? including the Trans-Canada Highway, so that people can plan or visualize road trips across the country, says the release. Google updates Street View imagery ...

posted in News at Wed, 10 Feb 2010 10:05:24 -0700

Thursday, January 14, 2010 - Steady Growth for Edmonton Property Values

Once again, the news that makes the headlines is not really news to anyone who has been listening to what I have been telling them. LOL!Since at least September of 2009 I have been stating that 2010 will likley see a 3%-5% increase on property values, on average. This view has now been officially reflected in the most recent forecast by the Realtors Association of Edmonton and the many guest speakers from various aspects of the industry.Click the following link to check out a decent article ... Full Article...

posted in General at Thu, 14 Jan 2010 10:02:40 -0700

Monday, January 4, 2010 - Facebook Fan Page

If you are a user of Facebook please check out my new fan page.   

posted in News at Mon, 04 Jan 2010 12:45:50 -0700

Thursday, November 12, 2009 - Top 10 differences between

I came across this list at a time when I am facing several challenges with my time. Taking a look reassured me that I was doing the right things for the right reasons and staying on track. #1 The great make a mistake and say, "I?m sorry, I made a mistake," Then they fix it. The good make a mistake and say, "It wasn?t my fault" then proceed to make the same mistake again. #2 The great say, "We can do this better" while the good often say, "This is the way it?s always been done." #3 The great ... Full Article...

posted in General at Thu, 12 Nov 2009 10:54:38 -0700

Thursday, August 13, 2009 - 5 Signs a Housing Recovery Is On The Way

1) Housing starts are expected to riseWhile the seasonally adjusted annual rate of housing starts decreased to 132,000 units in July from 137,000 units in June, Canada Mortgage and Housing Corp. says starts statistics ? which mark the actual, shovel-in-the-ground beginning of construction ? are expected to improve throughout 2009.The reason??Over the next several years, housing starts will gradually become more closely aligned to demographic demand, which is currently estimated at about 175,000 ... Full Article...

posted in General at Thu, 13 Aug 2009 09:43:04 -0600

Thursday, August 13, 2009 - Dairy Queen Miracle Treat Day!!!

Go pick up a Blizzard® from any Dairy Queen on Thurday, August 13th and support DQ® Miracle Treat Day! Help raise money for children's hospitals across North America!? Proceeds from all Blizzards® Treats sold at participating Northern Alberta Dairy Queen restaurants will be donated to Stollery Children's Hospital.? This year marks the 7th Annual Canadian Miracle Treat Day and the 4th North American Miracle Treat Day; Dairy Queen is celebrating its 25th anniversary of being involved with ...

posted in News at Thu, 13 Aug 2009 09:39:42 -0600

Friday, July 17, 2009 - Regular Content Updates to Come

May and June were exceptionally busy months for me and my blog updates were among the items that were not tended to as regularly as I probably should have. I apologize for that and will be making changes to my schedule that will allow for proper updates.I am constatnly receiving pertinent real estate information from a variety of sources and my new goal is to put as much of the useful information in my blog as possible. This will also serve as a great resource tool for buyers or sellers so they ... Full Article...

posted in General at Fri, 17 Jul 2009 10:19:41 -0600

Friday, July 17, 2009 - Housing rebound 'nothing short of amazing'

The following is an article written by Alia McMullen for the Financial Post.Canada?s housing market has become so much more grounded since the ugly property bust of the last recession that this time around it is one of the most resilient sectors of the economic downturn.The lessons learned from the housing bust of the early 1990s helped prevent Canada from being tempted down the subprime path that devastated the United States and, combined with record low interest rates and government stimulus, ... Full Article...

posted in News at Fri, 17 Jul 2009 10:14:14 -0600

Friday, April 24, 2009 - Protection for Condo Owners

A very interesting article came out in the Calgary Herald today. Here is a link to it... seek protection condo owners/1529005/story.html The story, by Renata D'Aliesio, simply scratches the surface of a known issue that has been a thorn in my side for as long as I have been in real estate. The following is what I attempted to post to their website as a comment. Hopefully they will post it unedited."I am a Realtor in Edmonton and this has been a sore ... Full Article...

posted in General at Fri, 24 Apr 2009 10:22:27 -0600

Wednesday, March 18, 2009 - Perfect Storm for Buyers.

   In the midst of global economic turmoil there is at least one upside. It has never been a better time to be a buyer of real estate! A large inventory of homes to choose from combined with exceptionally low property values and amazingly low interest rates make buying a home an attractive and easy proposition. I have just received notice that 120 day mortgage rate gaurantees on a 5 year term are down to 4.15% and 4.09% with a quick close (less than 30 days).   The Alberta advantage is still ... Full Article...

posted in General at Wed, 18 Mar 2009 10:36:37 -0600

Thursday, March 5, 2009 - Charitable Giving Through Real Estate Program!

Our new Charitable Giving Program is a GO! Today we launched a unique and amazing new community enrichmment initiative called the Charitable Giving Through Real Estate Program. We are seeking to provide an unprecedented form of funding to non-profit organizations within the greater Edmonton region. Our focus is initially on groups catering to the needs of family, children, and animals but we are open to working with any group that we can support their cause. The simplicity of the program is ... Full Article...

posted in News at Thu, 05 Mar 2009 09:55:16 -0700

Thursday, February 26, 2009 - The New Website!

Today marks the first day of the new website. The new site offers a wealth of fresh industry information that?s constantly being updated. Have a great time checking it out!

posted in General at Thu, 26 Feb 2009 16:20:47 -0700

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